I have a very high end plex server. I think all in between VPN, Usenet, hardware costs I pay roughly $60/mo. But that gets me all the content I want, organized exactly how I want it, and nothing disappears on me. No need for 3-4 subscriptions, multiple apps, etc. And that service works for my entire family and I can easily make offline copies for trips.

Now all this does require pretty significant time investment. It's less now, but there were multiple very long research sessions and troubleshooting that I had to go through. I would absolutely pay for a service that was marginally close in ease of use just to not have to be my own IT, but it doesn't exist.

I pay for streaming music. It just works and I (usually) don't feel like maintaining my own music library is worth it. I pay for all my games, because Steam just works. I pay for all my ebooks because they just work. Streaming video by comparison is hot garbage. Just a complete morass of exclusive content, shitty apps, poor user experience and stupid policy decisions.