Save 15-25% of your income for retirement and future expenses, then spend the rest on whatever you want.
Spend 60% of your income on rent, then spend the rest on various other necessities and have nothing left over to save.
Welcome to modern Western society.
Excuse me sir, where is the crippling debt from not being able to afford any slight inconvenience?
Unfortunately. I can't hit it either, trying my best.
pay people enough to be able to first
Yes.
Save 15-25% of your income for retirement and future expenses, then spend the rest on whatever you want.
Spend 60% of your income on rent, then spend the rest on various other necessities and have nothing left over to save.
Welcome to modern Western society.
Excuse me sir, where is the crippling debt from not being able to afford any slight inconvenience?
Unfortunately. I can't hit it either, trying my best.
pay people enough to be able to first
Yes.