807
you are viewing a single comment's thread
view the rest of the comments
[-] Oha@lemmy.ohaa.xyz 31 points 1 year ago

Is this an American post im too European to understand?

[-] Karyoplasma@discuss.tchncs.de 16 points 1 year ago* (last edited 1 year ago)

Yes. Medical care is so batshit insanely expensive in the US that people often drive themselves to the ER in the most dire circumstances because it's more economical to risk dying on the way than to call an ambulance that would basically bankrupt them. I heard that an ambulance can cost upwards of $3000.

Insurance companies put you on a "plan" which means you are paying a hefty sum each month/quarter for dubious pay-off. You always have to pay medical bills yourself if they are below a threshold that is set in your plan, that's the deductible. After reaching that, the insurance company will provide a partial payment of the excess if, and only if, your plan covers it. What matters here is choice of hospital (your insurance of course doesn't cover every hospital), form of treatment (your insurance of course doesn't cover all drugs or treatments), whether it was an emergency or not, etc. It's a scam, but you need to go with it or you risk not getting healthcare at all.

this post was submitted on 28 Oct 2023
807 points (100.0% liked)

memes

10095 readers
2198 users here now

Community rules

1. Be civilNo trolling, bigotry or other insulting / annoying behaviour

2. No politicsThis is non-politics community. For political memes please go to !politicalmemes@lemmy.world

3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month

4. No botsNo bots without the express approval of the mods or the admins

5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.

Sister communities

founded 1 year ago
MODERATORS