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this post was submitted on 16 Oct 2023
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politics
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That’s not the problem with the healthcare in the US, because that eventually flips and you hit your deductible every year.
The problem is you lose healthcare if you need to quit your job and you pay more than any other country. And I attribute that simply to the middle man, aka the health insurance companies. They don’t seem to provide any benefit other than contributing at least 10% for pure profit reasons to the $3.4 trillion we spend every year on healthcare.
It's definitely one of the many issues. In 12 years I've paid $86,400 so It's hard for me to believe it will ever flip and begin benefiting.
Sounds like you have a “low premium” high deductible plan. I had one of those. Where I paid every dollar until I hit $3.5K and then 20% until hit $7k and then paid nothing. I can see where you could get to $86k. I’d start looking for a job that comes with a better health plan. I now pay $400 a month and $20 co-pay here and there.
That’s a symptom of our system. There’s so many different plans and options, and it’s further obfuscated behind your company doing all the negotiating that it’s not actually a free market. We would be better off going to a single payer system.
Only 26 MRI's and you're toast, mister!