I picked Tornado Alley because it's low hanging fruit; I'll get to that again.

USA has a fixation for wood construction, completely unreasonable and unjustifiable. There are several countries and regions in the world with sysmic activity that do not opt to build in wood.

Japan sits atop a zone of tectonic plate subduction. Hearthquakes are not unknown to them and they build with modern materials. Tokyo, with its extreme population density, is built to withstand earthquakes and hurricanes. Are the USA dumber than Japan?

Regarding Hurricane Alley, wrapping a woodframe with brick doesn't make the structure sturdier, just makes it heavier and more prone to break under stress, as the brick work won't have structural role.

A properly built modern brick or block structure has a super structure reinforced with rebar and concrete, which then receives the brick/block work to finish the building, with some walls being part of the superstructure of the building. This forms a monolithic construction that tends to be very stuborn and stays in place unless something blows it to pieces. Older buildings used other techniques, usually tied to the brickwork itself to create load bearing structures.