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submitted 1 year ago by tusker@monero.town to c/privacy@monero.town
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[-] ladel@feddit.uk 42 points 1 year ago

Avoid paying tax and avoid paying the card transaction fees, which I think is usually a few percent. The latter is valid to get a discount, but it's not going to save them 10%, so feels a bit dodgy.

[-] quicksand@lemm.ee 26 points 1 year ago

Ya, they're going for the ~35% tax dodge

[-] tusker@monero.town 4 points 1 year ago

More like 65%, taxes has become slavery. If you are intelligent you can avoid most of it, the ignorant end up paying most of it.

[-] sanitetah@lemmy.world 5 points 1 year ago

Where in the world would you end up paying 65%?

[-] tusker@monero.town 2 points 1 year ago

Every communist infested country, US, UK, AU.

All of your income is taxed multiple times, after all is said and done you are paying ~80%, you are a slave.

[-] Spacemanspliff@midwest.social 12 points 1 year ago

The small restaurant I work in racked up at 16k in credit card fees in months. We've had to start applying the 3% fee to credit card sales.

[-] chunkystyles@sopuli.xyz 14 points 1 year ago

Or just raise your prices instead of hitting customers with surprise fees. I own a small business. The vast majority of our revenue is from credit cards. We don't pass those fees into customers, we just raise our prices as needed.

[-] AdmiralShat@programming.dev 1 points 1 year ago

we don't pass those fees onto customers, we just raise our prices as needed

Say that really fucking slowly. Like maybe three or four times until it clicks.

Also, raising prices passes this cost onto ALL customers. Having a credit card fee only charges those that want to use a credit card.

So really your solution is shittier.

[-] GenEcon@lemm.ee 8 points 1 year ago

Medium sized business owner here. We pay a lot more for the handling of cash than for cashless.

[-] tusker@monero.town 6 points 1 year ago* (last edited 1 year ago)

This is because the system hates cash and has erected all types barriers and inefficiencies when handling cash.

You should look into Monero, it is like cash but digital. No more worrying about your payment processor cutting you off because of you political views.

[-] echodot@feddit.uk 3 points 1 year ago

My payment processor doesn't know my political views.

[-] tusker@monero.town 2 points 1 year ago

Yes they do, but they agree with them for now so you are OK at this point.

[-] echodot@feddit.uk 1 points 1 year ago
[-] tusker@monero.town 2 points 1 year ago

As long as you believe in state power monopoly you are fine, the bankers own the payments processors as well as the state.

[-] echodot@feddit.uk 2 points 1 year ago

According to my friendly neighbourhood corner shop owner they pay 3% on card transactions, unless it's over a certain amount and then they pay a flat rate.

But he's not sure what that amount is because as a tiny corner shop they basically never hit it.

Perhaps you'd pay a flat rate if you were paying for a PS5 or something in that price range, I'm not sure.

[-] itsmect@monero.town 7 points 1 year ago

Credit cards transaction may only cost a few percent, but the cost to business can be significantly higher. For example visa forces you to no require a minimum for credit cards, and they charge a base fee regardless. Also if a customer issues a dispute, the business may have to pay the dispute fee, regardless of the outcome of the dispute. Louis Rosmann as quite a few good videos on this topic, eg: https://www.youtube.com/watch?v=6an5ZP4Vnzg

this post was submitted on 21 Aug 2023
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