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this post was submitted on 20 Aug 2023
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Asklemmy
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It clicked with me the other day that store credit cards are an evolution of the original idea of credit, where an individual lender would allow purchases on credit. But now they are pretty much all the same Visa/MasterCard with different company logos and colors.
Visa and mastercard are just middlemen that offer payment processing. They don't actually do the credit itself.