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Android
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Easier said than done, especially as there are more models that don't have any sort of support for those OSs than models that do. Not to mention the hassle to even enable the option to flash it and risk of bricking. Worse, banking apps may refuse to work.
Google and the OEMs never wanted you to own your phone and they are mostly winning on that front.
This is a big hurdle. I had to buy a different phone to install a custom ROM. I bought it used, but even so still fairly expensive. And an extra cost can be a limiting factor too.
GrapheneOS has a webUSB installer that is very easy to use. I would argue it eliminates the hassle. Bricking is still a risk.
I don't use banking apps on my phone. I don't like having anything installed that has access to money. I just access my financial institutions via their website. But I acknowledge they may fill some need others have that I do not. And that not everyone has access to a computer to access websites , and I can see banks trying to force app use when accessing from a mobile browser.
Just buy a phone that comes preinstalled without Google.
My banking apps all work. Some of the shittier apps that force you to watch ads break though.
No store in Brazil offers any of those alternatives. Gotta buy them used and at a stupid high premium no less.
Could go back to a flip phone tbh. Only got a FF4 a few months ago and put calyx on it, used a flip phone before that for a few years.
If you care about security in any capacity I would advise against a flip phone
Its only to receive calls from people and employers who still use phone/SMS as a contact method.
Anything important can be done on a Linux PC. So then the question is how portable of a Linux PC can I comfortably get.