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this post was submitted on 19 Jun 2026
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Depends where you live, 6 figures is the minimum in some places for single income earners let alone households. For example im working for a company that has a lot going on in Boston, the only way the math maths for me to live there, within 30 minutes commute is about 200k a year, budgeting about $600 a month for a car payment. And about 5-6k in mortgage. Plus utilities are insane so there goes another 500-600 a month. (Probably depends a bit on neighborhood, but thats what some of my coworkers were complaiming about) and food is about 50-60% more expensive my spouse covers that so not sure the cost, id guess for the 3 of us round about another 600-700 in groceries plus say another 200 or so for eating out, so yeah... 6 figures doesnt mean much in terms of real purchasing power the rest going into repairs for cars, home stuff thats inevitably broken in those 70+ yr old houses selling for over a mil. Thats the napkin math, exact math, and budgeting for things like PCs, savings, etc... not included.
But point being 6 figures doesnt mean well off depending on where that 6 figures is being made. Sure id live like a walking middle age crisis on 100K in the middle of nowhere, but middle of nowhere isnt going to be offering 100k
No kidding man I used to live outside of Worcester and the high cost of living drove me out of the state. I found a job further north that payed better than what I was making in MA (same field), and has a lower cost of living to boot! I currently pay less for my mortgage on a beautiful home with a garage than I would be paying to rent a shoebox in Worcester or Providence, and not much more than a friend of mine was paying for a ROOM in Boston. And as a bonus I don't have to live in the armpit of New England anymore! I cannot fathom 600 a month on a car payment as my previous vehicle I bought for 800 and drove for over a year before selling for shy of 3k, and I cannot imagine 600 a month in utilities! As it is I pay about 600 a YEAR for water and sewer, and 150-170 a month to the grid for electric. Shit was definatley more expensive in mass, but I will give it to ma they had SIGNIFICANTLY cheaper health insurance. Groceries were about 100 a week for 2 a couple years ago up here but already it's bumped up to 150-200 a week for the same crap. I think I have had enough of Trumps "winning" for a lifetime, last year oil was 3.40 a gal my last delivery was just shy of 5 a gallon. Incredible how much living costs have skyrocketed in the last 5 years ...