A million is easy to think about and honestly disappears pretty quickly compared to a billion. Between student debt, medical bills, private debt of various types, I'd eat up 100K in an afternoon alone. Then buying house somewhere else I'd like to live would take a huge chunk out of that. I'd have a much better setup than I do now but it'd be gone within a few years.

Actually a billion is very hard to spend if the rule is for personal use. You can do it by buying super yacht or private jet but other than that, there's nothing much you can do with that amount of money if you're a decent person.

But for altruism purpose, i can think of many, many stuff.

A million is buy a house or feel comfortable that you get to retire money. But yeah by 10 million I'm living off dividends, own a house, and am comfortable spending money incredibly frivolously because I'm making well into 6 figures in interest. At thst point I might be inviting friends on foreign vacations, my treat.

That's an amount of money that I'd have to come into because I'd rest on my laurels before I hit it. The only reason I can see going past it aside from gold sickness is control of a company you founded.

It's still 1% of a billion. It's under half a thousandth of how much she got in the divorce.

What are you even going to do with a billion dollars?

Compensate for your insecurities

come on, you can think of something .

you could create a whole humanitarian organisation. have well funded teams dedicated to improving the communities of your choice

a million just gets you a cozy home in a decent neighbourhood. Now you pooped out all your funds and need more to cover maintenance

Well, it's not money, it's assets.

If you have a house, car, etc, that collectively cost 1mil, you're worth 1mil.

What you could do with the extra money you have is putting it into assets that generate cash flow. Stocks, bonds, indexes, businesses. If you can manage it well enough, it could secure you a lifestyle where you can ditch your job without being strapped for cash.

That's basically what the rich do, except on a MUCH larger scale, where the cash flow generated is enough literally throw money around.

Start a space program.

I know someone who "lucked" into a million dollars on a stock deal. It does not go as far as as you'd expect these days. Still a lot of money, but not even close to "fuck you" money like it was 15 years ago.

Private island with a mansion full of shiny electronics, huge library, nice boat, jet skis, and tons of drugs. Tons. So many drugs.

I would start many of the passion projects Ive had.

Many of them would be brand new organizations with fully funded salaries for 10 years.

And I would buy a house for all my close family (about 10 people total so not much of the Billion)

I could easily spend 10 Billion because the vast majority would be trusts for for those salaries/budgets

Depending on costs I would start a hundred such organizations and the bulk of the rest would go to acquiring property/budgets for those organizations need.

I would charge very minimal rental space for many interesting businesses that wouldn't be able to survive due to that. Places like a drive in movie theater, boardgame restaurant, pool/billiards place, music venues(no arenas but I would try to buy places like the one they used for The Talon exterior shots in the tv show Smallville. I would specifically buy that specific theatre if able and renovate it which could easily cost 100s of millions for a variety of venues ide like to operate

I have many ideas. Many of them I think would be valuable additions to the places they are and not just blood sucking wealth generators.

I think the world leadership struggles to plan for more than 5 years at a time and even then not much. Change takes time, we need to start thinking long term 25 50 100 100+ year thinking if we want to benefit those that come after us, which .

A few kilos of cocaine, a shit ton of viagra and a whole bunch of hot women.. All on my large yacht sailing the world, while engaging in world class scuba diving, with a 5 star chef on board and of course donating a bunch to charity.. Installing wells in Africa, helping orphans, urgent medical care in the undeveloped world and building schools and paying for great teachers in those same countries.. Connected underdeveloped areas to the internet