I pay for Photoshop (mostly for easier updates), and I haven't even tried it out. Using SD + A1111 on my 3090 is way more flexible than a cloud service doing basic inpainting could be. Controlnet is just so far ahead of anything like that right now, and SD is still pretty competitive in terms of generation quality. Perhaps I'm wrong, but even then, I know Adobe will try to insert a bunch of BS contract terms that foul up how you can license generations. It's pretty cut and dry with SD: it's public domain. If you download a version of the model without checking a box, you're also probably not subject to any of the content terms associated with Stable Diffusion. At this point, I don't even think we're certain if the models themselves are subject to copyright protection; it's why everyone is trying to trick you into signing contracts left and right.