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GrapheneOS - break free from Google and Apple
(blog.tomaszdunia.pl)
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this post was submitted on 17 Feb 2026
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Privacy
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~~There's also the risk that credit card companies are claiming that fraud done using your phone app (for example, someone stole your unlocked phone(*)) is not covered, and you are on the hook for losses.~~
But stolen physical credit cards are always covered.
(*)EDIT: I thought I'd read a report that someone who had been mugged and forced to give their phone+PIN had an issue with their CC company; but it looks like this is mostly a problem with money transferred out of a bank account, not credit card purchases... and even then, hiring a lawyer will usually get the bank to pay-up.
sorry, I think I was confusing bank transfers with credit card transactions.
Credit card companies can claim whatever they want, that’s not how their agreement works. They need to cover. But also the risk of someone stealing my unlocked phone is so exponentially lower than the risk of someone stealing my cards that I’m not even remotely concerned.