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Europe's $24 Trillion Breakup With Visa and Mastercard
(europeanbusinessmagazine.com)
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Funny you mention piggybacking onto Europe as that was my first thought too! The way the article brought up simpler transfers and a digital euro made me think of Canada and e-transfers. There must be some way to make it work.
"Where there a will there's a way", and while the population might have the will, business leaders and politicians may not. 😞