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Karmic Dice - yes or no?
(bg3.wiki)
Baldur’s Gate 3 is a story-rich, party-based RPG set in the universe of Dungeons & Dragons, where your choices shape a tale of fellowship and betrayal, survival and sacrifice, and the lure of absolute power. (Website)
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Personally I will be playing without Karmic Dice. I believe Larian's concept behind it is like the DM that occasionally smudges the rolls during a game. The game is designed around you failing rolls just as much as succeeding so I will take what the dice wills.
That said people did testing during Early Access and found that on average you ended up hitting and getting hit more often in combat with Karmic Dice enabled as it sort of evens out your rolls. So if that interests you by all means go for it!