60
What questions do you have for folks older than you?
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My parent's generation all had pensions. You didn't have to worry about it unless the accountants cooked the books and didn't manage it honestly. I was too young to know all the details, but I gather that system got upended by two things: 1) several pension funds that went bust and 2) shift from people working at one place forever to job-swapping which made pensions basically impossible (before computers).
They converted to 401k scam
I think your number 2 is in the wrong order.