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[-] expatriado@lemmy.world 27 points 3 days ago

how about 28 year olds that could be owner/operator of a small business, but cant quit their job because of health insurance?

[-] Feyd@programming.dev 19 points 3 days ago

Yeah the job mobility angle of tying health insurance (and retirement accounts etc) to employers is something that doesn't get enough discussion. It's almost like the system is designed to keep employer's thumb on the workers 🤔

The other angle is that it a much greater burden on small businesses to provide benefits than megacorps, so it is inherently anti small business

[-] grysbok@lemmy.sdf.org 6 points 3 days ago

I've gotten around the "you must work for The Company for 3 years to be fully vested in your retirement" rule. The trick is to be laid off--generally, when you leave in a layoff they instantly vest your account. It's worked for me twice so far.

[-] Feyd@programming.dev 3 points 3 days ago

Still at the whim of the business, of course

[-] grysbok@lemmy.sdf.org 1 points 3 days ago
[-] proudblond@lemmy.world 2 points 3 days ago

I’ve been complaining about this for years. My career is in the arts so we rely on my husband’s job for insurance. But what if something happened to him? My job doesn’t even offer insurance; even when I worked for a bigger nonprofit that did, it was crap insurance and expensive to boot because the company wasn’t big enough to get competitive rates.

[-] NoneOfUrBusiness@fedia.io 1 points 3 days ago

I mean, it's not designed for any of these things, but they're"happy" little coincidences resulting from companies trying to skirt wage maximum laws during WWII.

this post was submitted on 05 Aug 2025
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