Fuck Cigna.

After I suddenly became seriously disabled, they fought tooth and nail for like a year to keep me from even getting short-term disability. I had to hire an attorney (worth it!) to get my benefits.

If I didn't have a safety net, I would have become homeless just waiting on getting my short-term disability.

Edit: On a related note, fuck the US. They'd prefer disabled people just die quietly under a bridge than give us anything at all.