This pokes at one of my biggest gripes with it, if there is a big guy with pearly gates upstairs, and doing good in life is a reward, does that mean you only do good things because your paid? It cheapens the entire philosophy and moral compass they proport to have.

On that topic. Religions does have philosophy, but it requires more effort than just showing up to what ever service you attend, I personally only know 3 religious people who have even read Aquinas (which is sad, because his work is a good read even if christiantiy aint your jam). For everything else religion is a crutch, its easier to scare kids into not steal things and acting with good-enough morals than it is to plonk a tomb of Plato or Confucius in front of them and tell them there will be a quiz on ethics at dinner.