Do please note that costs can vary MASSIVELY between providers.

I'm currently with US-based Northern Trust because they don't have a dividend leak from the Netherlands, and their costs are 0.15% for their all-world ETF, and similar for small-cap and emerging markets.

Switching to Robeco would keep the dividend leak at zero, but their costs are 1.81%. That's way too much of a difference for me.

HAN etf seems to hover around 0.8%, lower for gold, much higher for crypto, but I can only find weird themed ETFs there, nothing very broad.

If anyone knows a low-cost, European all-world fund, I'd love to hear it.