Bluecode as European mobile payment alternative (www.bluecode.com)

submitted 12 hours ago* (last edited 12 hours ago) by rucksack@feddit.org to c/buyfromeu@feddit.org

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This is an Austrian company that offers mobile payments with barcode/qr-code in shops in Austria and Germany, as well as in a few places in Italy and Luxembourg.

I use it since one year. It works fine, but it could definitely use more attention, so that more shops start to accept it. What are your thoughts on that?

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[-] professionalspooner@feddit.org 37 points 12 hours ago

The problem in Europe is exactly the fragmentation of payment systems. For most you can only use them if you are a resident and have a bank account on that country.

•	Wero: Germany, France, Belgium, Luxembourg, Netherlands
•	MB WAY: Portugal
•	Twint: Switzerland
•	Swish: Sweden
•	MobilePay: Denmark, Finland
•	iDEAL: Netherlands
•	Bancontact: Belgium
•	BLIK: Poland
•	Satispay: Italy
•	Vipps: Norway
•	Giropay: Germany
•	Sofort: Germany
•	Cartes Bancaires: France
   -     Etc....

[-] FarraigePlaisteach@lemmy.world 7 points 6 hours ago

On one hand, I want the convenience of a unified system. On the other hand, I don’t want another monopoly with a dangerously wealthy CEO at the helm.

[-] Gerprimus@feddit.org 1 points 2 hours ago

Maybe a payment system that would only be responsible for EU transfers would be the solution? In addition to the established solutions.

[-] FarraigePlaisteach@lemmy.world 1 points 2 hours ago

I don’t have a great understanding of economics and business, but I think what we need ultimately is to start cooperatives that compete with the megacorps. It seems to distribute wealth more fairly, instead of weaponising wealth.

[-] steiner@nrw.social 2 points 5 hours ago

@professionalspooner funny I have never heard of wero in Germany 😅

[-] eltoukan@jlai.lu 3 points 6 hours ago* (last edited 6 hours ago)

I don't think Wero is comparable to the others, they didn't have the scope, ambition and backing Wero and the European Payments Initiative have ? It's limited right now but it just launched, I'm sure more banks will progressively join.

[-] albert180@discuss.tchncs.de 8 points 12 hours ago* (last edited 12 hours ago)

TWINT offers a Prepaid Option for foreigners, and WERO is open to all banks that want to participate.

[-] professionalspooner@feddit.org 4 points 11 hours ago

Exactly. Even the most inclusive are hard to use when compared with using the Visa/Mastercard networks which are integrated with most banks and merchants.

[-] albert180@discuss.tchncs.de 4 points 11 hours ago* (last edited 11 hours ago)

In Germany you have a better acceptance with Girocard (and guess that's true for most other national systems up there too), and all the popular national systems within the European Payments Initiative will probably convert into Wero (At least that seems to be the plan).

So they will start with a big initial acceptance and cards in circulation. Usually they are cobadged with MC/Visa, so customers won't probably even won't notice that they will paying with Wero in Europe

[-] beeng@discuss.tchncs.de 3 points 9 hours ago

How about with your phone, will that be Wero?

[-] albert180@discuss.tchncs.de 2 points 9 hours ago

Yes, that will also come with QR Codes when they roll out the payment phase. Right now it's just instant free money transfers between users via phone number

[-] trolske@feddit.org 3 points 10 hours ago

I think iDEAL and Bancontact are already/will be soon phased out/incorporated into Wero. Source (towards the bottom): https://wero-wallet.eu/news/epi-launches-wero-its-innovative-digital-payment-wallet-in-belgium

[-] P1nkman@lemmy.world 4 points 11 hours ago

MobilePay (Denmark and Finland) and Vipps (Norway) is the same company now, and can be used between each country. Works great when I have friends visiting from Norway in Denmark.

[-] Blaze@discuss.tchncs.de 1 points 10 hours ago

https://feddit.org/post/8902838

this post was submitted on 15 Mar 2025

84 points (100.0% liked)

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