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Happy #GlobalSwitchDay
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It's considered a good idea because it runs over omnipresent, already-existent, distributed infrastructure. In other words, for this particular chat app, you don't even need to create an account. That is at very least an interesting and noteworthy feature.
You use your email provider's credentials to log into the app, which then creates an IMAP folder called delta-chat which houses all those conversations.
You'd verify it's your mom by starting a chat with "momoforollo@her.email" she'd verify it's you by making sure it's coming from "orollo@your.email"