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No shame at all (lemmy.world)
submitted 7 months ago by bpev@lemmy.world to c/privacy@lemmy.world
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[-] dependencyinjection@discuss.tchncs.de 7 points 7 months ago

Experian are a credit reference agency. They give you a little score that lets other creditors know whether you’re a good risk for lending money too, getting a credit card, mortgage, etc.

[-] Treczoks@lemmy.world 3 points 7 months ago

And you actually have to pay to learn about your own credit rating?

[-] dependencyinjection@discuss.tchncs.de 1 points 7 months ago

You can get a paper report for close to free still I believe. Equifax and Experian charge a monthly fee. I just use ClearScore which is free and shows all your credit outgoings, debts, account, defaults, county court judgments, and a score.

I imagine companies that use them to check potential customers pay a fee.

[-] berryjam@lemmy.world 2 points 7 months ago

Also, you can freeze your credit so that nobody can open lines of credit in your name without unfreezing it

this post was submitted on 04 Jan 2025
101 points (100.0% liked)

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