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[-] Azzu@lemm.ee 5 points 2 months ago* (last edited 2 months ago)

Relatively simply, if you don't want it, then it won't happen. It's really not complicated. For example, instead of getting a 5% raise, reduce your hours from 40 -> 38. Instead of spending your excess money, put it into retirement savings. Just don't use extra money, or don't get it in the first place.

Of course, before that, to "not want" lifestyle creep you first have to deprogram your brain from thinking it needs new things to be happy. That one might be a little harder.

[-] clucose@lemmy.ml 9 points 2 months ago

Wait 30 days for „luxury“ buys and see if you still want it. That cuts down on splurging significantly.

this post was submitted on 22 Dec 2024
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