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this post was submitted on 09 Dec 2024
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No Stupid Questions
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No such thing. Ask away!
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So your issue is that owning a house is too expensive because housing is artificially scarce but you don’t think that privately owned investment properties is the fault of that? Renting will always cost more than the upkeep of a house because otherwise nobody would lease. The only reasons housing prices changing is a worry to homeowners is because housing is artificially scarce and the artificial scarcity changes based on how much of the artificially scarce housing investors decide to put on the market. All your issues with personal ownership of a house stem from other people treating housing as private property that can be invested in.
Housing is not artificially scarce, because land is naturally scarce.
On average yes, but you also do not need to account for variability in price due to for example, having to replace the plumbing every 20 years or so.
This addresses none of the things I listed.