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this post was submitted on 29 Nov 2024
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We didn't have this new term buy now pay later to the same extent, the millenials version just called credit cards credit cards.
You don’t have an Aaron’s or Rent-a-center in your town? I’m a millennial and half my formative years were spent on a rent-a-center couch and bed. Half my belongings in my first house were rent to own, now that i think of it. I spent a lot more because of interest and scams but i had zero financial literacy then and i needed furniture. Without a credit card your options were/are limited.
I remember payday lending being a thing, rent to own on furniture rings a bell too, but I remember most of the focus being on credit cards and bank fees
PayPal had zero interest payment plans as far back as like 2010. I'm actually a bit surprised it didn't take off sooner.