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this post was submitted on 08 Aug 2024
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Science Memes
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It shouldn't exist? I'd like to see you pay for your medical expenses out of pocket.
P. S. No, I am not American.
Here in the states when we say "medical insurance shouldn't exist" what we mean is "the medical insurance industry shouldn't exist"
Basically the cluster fuck of insurance companies we have now shouldn't exist, we should just have a single payer type system where medical expenses are paid for through our tax dollars. In its current state it's a nightmare to deal with.
A lot of private insurance in the US amounts to paying a couple hundred monthly to have the insurance and then they deny payment for basically anything and everything. So you pay them to pay out of pocket anyway.
Just got state insurance which covers everything, but very few offices accept it.
So yeah. Insurance in the US is super fucked up and people go without healthcare, even if they have insurance because they simply can't afford it.
Yeah I guess the kind of Single Payer model I prefer can be conceptualised as "insurance." But it feels more like health care is taxpayer funded. The similarity to insurance is just details for the detail nerds.