Thought I was in the shitposting community.
All this shit because a few thousand yanks in key states have epistemophobia. Levels of retardation beyond belief, the biggliest retardation the world has ever seen. Never so many have been so impacted by a bunch of absolute morons. Back in the day they'd have been given a wedgie and been hanging off the coat hanger. But no, let's listen to the idiots with money. Dumb fucks
Some countries are all-in on the digital transition and for a lot of things shops don't even accept cash anymore. Digital QR code transfers are preferred. Be thankful that the banks that you deal with haven't gone down this path.
2 factor TOTP exists and is secure enough for corporates to have adopted long time ago. Banks can adopt similar authentication methods but choose not to.
On the OP, not sure what the solution could be. However, going down this path seems flawed.
In a lot of counties banks are becoming mobile first. Want to login in the browser? Authenticate with your mobile app to approve. Don't have a mobile phone with the requisites of the bank? Well, go to the branch, take a ticket, wait and then tell them what you want to do with your money. It's not just about paying, banks are moving online authentication to be dependent on Google or Apple, whatever poison you pick.
This seems like same shit different flies. Still dependent on some centralised approval which doesn't help openness and security. We need alternatives to the duopoly but this ain't it, chief.
Radiohead OK Computer
World's smallest violin. Let's break it down:
- Hardware - all paid to providers and more prominently Nvidia;
- Software - all the statistical relationship and logic was developed by handsomely paid staff;
- Input data - there's no such thing as copyright, intellectual property or any sort of mechanism that prevents harvesting copious amounts of data that was created, refined and delivered as part of human experience or a business product. It's free for all to take, why pay for data?
- Output of LLM - Based on the preceding paragraph, it's free for all to take, why pay for data?
So, competitors can't avoid the hardware costs but can save on developer costs? Nobody paid for input data anyway. Sounds like a VC's wet dream.
For redundancy. In case one has issues or changes the terms and I'm kicked out. The netbird android app also seems to consume a lot of battery so I'm trialling which one is more battery efficient.
Awesome stuff. I'm currently reusing my router and media device to host a file sever, radicale (contacts, calendar and tasks) and immich. All this stuff on old HDDs taken from old laptops with a usb enclosure. Get redundancy with rsyncing between drives and everything was essentially low cost. It's not pretty or the fastest but good enough for my needs.
Netbird and zerotier servers in my router to connect my devices as I'm behind CGNAT. Essentially have contacts, calendar, tasks, files and photos all under my control. No fancy media player but don't have time to watch films or series outside. Immich was the last step to get rid of google stored files. Good riddance.
It'd be great to find a real alternative to the actual mobile OS duopoly. Running a Linux distribution on a phone makes sense. They already power most computing devices on the planet. The year of the Linux phone may arrive sooner than the Linux desktop!
No reason not to use Endeavours these days, lazy man's Arch. Manjaro had a few issues and the opinionated approach regarding video codecs sealed it for me.

Ads and jacking up prices. Netflix anyone?