If you think it’s over the money, you’ve missed the plot.
There is an ethical problem with how they operate. If you let them get away with their shenanigans, you support them. I will not. Fuck banks. And fuck their shenanigans. When they pulled this shit, it became my ethical duty to cost them. Their postage cost exceeds the value of the check, and their phone operator costs are high. So I’m happy to ensure their profit-driven exploitation backfires fully.
Mobile deposits: most banks have scrapped remote deposits via web. Most banks are happy to exclude those not on their exclusive smartphone ecosystem and try to push you into Google’s walled garden to obtain their forced-obsolescence app (so Google can know where you bank after getting a mobile phone subscription in order to activate a Google acct). Anything to cattle-herd boot lickers onto the bank’s closed-source spyware app is part of their game. The ethical problems with this could fill a book.
I tried hacking together an Android emulator to take a JPG of a check and emulate the camera within the android v/m using the linux gstreamer tool. I tried that back when I was willing to briefly experiment with a closed-source bank app I exfiltrated using Raccoon. Shit didn’t work with the banking app.. it was too defensive. I was lucky the app even ran on the emulator. Many banking apps detect the emulator and refuse to run.
Can’t reach an ATM for deposits from overseas. But also, when I am in the country, it’s a long drive from the house to an ATM.
So deposits by mail are the most sensible in my situation.
They fucked up. They made you whole.
The idiot who charged the interest was just the first fuckup. And it’s not a significant fuckup. The notable fuckup here is the deliberate corporate-wide policy in how they deal with small credits that leads to a paper check in the mail. It’s the shitty policy that disables them from fixing their fuckups. A fuckup is fine if they can fix sensibly. But this is not the case here.
IIUC, it’s what the Scots call a running goat fuck.. which is fuck up after fuck up on top of fuck ups.
In those days, DOS was the OS. Windows and DESQview were just window manager apps that ran other apps.