[-] Zuckey78@startrek.website 9 points 1 year ago

Who are they polling? I mean seriously, who actually picks up a call on their phone from a number they don’t recognize?

Polling means nothing these days. Election trends matter. That’s it.

[-] Zuckey78@startrek.website 13 points 1 year ago

I lived in Hawaii for a short time. Stories of the night marchers messed me up for a while. They also had a lot of Japanese folklore that got tangled up there too. Calling ghosts are fucked up too.

[-] Zuckey78@startrek.website 2 points 1 year ago

I liked that throw just now.

[-] Zuckey78@startrek.website 2 points 1 year ago

I’m still seeing a whole lot of run up the middle, run up the middle, play action pass, punt. I really hope Bobo has evolved, but I’m not seeing it.

[-] Zuckey78@startrek.website 17 points 1 year ago

Best meme I’ve seen in almost a decade.

[-] Zuckey78@startrek.website 25 points 1 year ago

The union should be pushing hard for education and skill training beyond just car assembly. Unions need to look out for labor behind the traditional boundaries. Labor is critical and lots of things need to be updated to support EVs.

[-] Zuckey78@startrek.website 2 points 1 year ago

Zero based budget. Envelope method using the Goodbudget app (not really the way it’s meant to) so that my partner and I can see where we are at any given time firming the month for our “cash envelopes”.

We use “cash envelopes” for: Groceries Restaurant Entertainment Cosmetics & Toiletries Pets Gas Dry Cleaning Haircuts Blow Money

[-] Zuckey78@startrek.website 4 points 1 year ago

That’s EXACTLY how it went. His basics/ 101 got us out of debt and on the same page as a couple. Those concepts provided a solid foundation to grow from. We don’t use cash anymore. We use a credit card and we use an “envelope” app so that we can see what’s left and stay aligned. We pay of everything every two weeks. His investment advice is just dumb, but I have to give him credit for giving us the tools that finally worked.

A blow money envelope and being able to shift money around after having a budget meeting was THE game changer.

[-] Zuckey78@startrek.website 5 points 1 year ago

This was a great post.

The snowball method worked for me and my family. We were over 30 years old with good paychecks and jobs, but still somehow living paycheck to paycheck. Nothing ever got saved, we owed on two cars, school loan, and a bunch of unsecured credit card debt.

Snowballed worked for us. Something about getting aggressive and paying one all the way off - that feeling of winning - got exciting. So it was easier to go after the next one, and the one after that.

Pretty soon, we were out of debt and started to slowly build our nest egg.

I’m not a church kind of guy, but Dave Ramsey’s financial peace university was worth every penny. Just ignore the preachiness if that’s not your think.

[-] Zuckey78@startrek.website 5 points 1 year ago

This is exactly right! Financial literacy is something that is so sorely needed and not taught in (US) schools widely. I think it would be cool to highlight “different schools” or approaches - Dave Ramsey / Envelopes / YNAB and whatever else has worked for people to gain traction and get ahead of the paycheck to paycheck cycle. Then some beginner investment strategies for those that have had some success getting out of debt.

Just my two cents.

[-] Zuckey78@startrek.website 3 points 1 year ago

This is fantastic news. Small steps, but proud of those kids for dragging the state in the right direction!

[-] Zuckey78@startrek.website 2 points 1 year ago

I wish I could play these again for the first time. Uncharted 2 was mind blowing to me. I bought the PS2 for the train level. The story, the combat, and the puzzles…it was like playing Indiana Jones. Enjoy!

PS…the first one kinda sucks.

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Zuckey78

joined 1 year ago