the S&P has averaged 10-12% return per year for over 60 years. So that, in itself, is not an indication of impending doom.

I just want to share this relevant YouTube video about how bad an idea it is to maximize shareholder value. piped link should be available from the bot.

Shows the solution and pretends it's the problem...wow.

What would have happened if you just hitched a ride on the s&p with your spare cash?

Millionaire you say???