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[-] CountMonte@lemmy.world 246 points 1 year ago

Our mortgage is $2600 month. My wife has a much better paying job than me. I make $2200 a month after taxes/deductions. She is currently going through cancer treatments and although everything is looking positive it really got me thinking about what the hell does life look like for my family if something happens to my wife?

I've had the same bus driving job for 23 years. I'm undereducated. A 2 bedroom, 1 bathroom apartment is $1600 month here. I don't know how I'd ever be able to take care of myself and two kids.

They want us to have 80k+ in school debt so you can be allowed to have mortgage debt or rent and own nothing. I don't know where I'm going with this but I'm just bummed out about life right now.

[-] DoomBot5@lemmy.world 88 points 1 year ago

That's what life insurance polices are for. Will be pretty hard to get one with her cancer diagnosis though.

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[-] MentalEdge@sopuli.xyz 132 points 1 year ago

And then you get bankrupted by the excorbitant creative cloud license costs.

[-] Pokethat@lemm.ee 85 points 1 year ago

Do what you want cause a pirate is free, you are a pirate! 🎶🎵🎶

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[-] _number8_@lemmy.world 122 points 1 year ago

it is FUCKING INSANE that apartments get to ask for all sorts of invasive shit like this and that's just fine. yeah god forbid you take on any risk, we're only committing to fucking thousands a month, fuck you.

[-] aesthelete@lemmy.world 23 points 1 year ago* (last edited 1 year ago)

Nowadays too they often require renter's insurance so they can get money from the insurance company if you leave too many peasant droppings on the floor during your stay.

[-] CoderKat@lemm.ee 25 points 1 year ago* (last edited 1 year ago)

Naw, tenants insurance is entirely reasonable in my book. That's not meant for small things. That's meant for huge disasters like if you cause a fire that burns down the entire building. The liability insurance is the only part they usually care about. Fortunately, it's usually relatively cheap, too.

If you didn't have insurance, they'd just need more insurance themselves and they'll pass that buck on to you. At least with renters insurance, you can get some coverage for your personal belongings, too.

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[-] pH3ra@lemmy.ml 114 points 1 year ago

Mandatory "use GIMP: is free and open source" comment

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[-] aesthelete@lemmy.world 107 points 1 year ago

They wanted to DNA test my dog and keep his biometric data on file as part of the terms of the last lease I was looking at.

I uhh, didn't fucking sign. The neofeudalist movement is for real.

[-] Zavasay@lemmy.fmhy.net 67 points 1 year ago* (last edited 1 year ago)

This so they can fine you when you leave your dog’s shit on the ground for other people to step in. I’m here for it. I lived in a place that did not enforce picking up after your animals and it was absolutely disgusting.

[-] aesthelete@lemmy.world 42 points 1 year ago* (last edited 1 year ago)

They don't do that at all anyway, but hey at least the professional landlord class gets to inflict upon you one more indignity for some imagined benefit.

The park adjacent to those buildings has so much dog turd in it you'd think they were purposely producing low quality fertilizer over there.

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[-] kromem@lemmy.world 30 points 1 year ago

Yeah, they do that these days to identify who lets their dogs poop around the property and don't pick it up.

[-] aesthelete@lemmy.world 39 points 1 year ago

Nobody's DNA testing dog stool. They can't be bothered to even do routine move out cleanings in those apartments. The whole thing is a giant farcical pretendy power game played out by managers far away designing a system for the benefit of their rentier owners to simultaneously rob renters of their last scraps of dignity and every remaining dime they have in the form of bullshit fees.

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[-] CodingSquirrel@kbin.social 90 points 1 year ago

You don't even need photoshop. Just use the inspect function in your browser and edit the values directly in the HTML. Free and much easier to not fuck up the formatting.

[-] newthrowaway20@lemmy.world 35 points 1 year ago

Works if your statements are in a web format. But most of this stuff is a PDF you download.

[-] palebluethought@lemmy.world 28 points 1 year ago

Surprisingly enough PDF is a (mostly) plain-text format, so you can probably still change the values in Notepad, unless they just did the whole thing as an embedded image or whatever

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You don't need adobe.

F12, and modify the html.

Slap a few extra zeroes and take a screenshot.

[-] dutchkimble@lemy.lol 91 points 1 year ago

Didn't work. It made my bank balance 00000 instead of 0.

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[-] jkjustjoshing@lemmy.world 52 points 1 year ago
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[-] Mcballs1234@lemmy.ml 48 points 1 year ago

Get pirated adobe or use gimp

[-] InternetCitizen2@lemmy.world 22 points 1 year ago

Updoot for FOSS (and high seas)

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[-] icedcoffee@lemm.ee 47 points 1 year ago

Renting is fucked. Some people probably know about this site but just fyi https://ratethelandlord.org/

[-] mayo@lemmy.today 28 points 1 year ago

Lol that place is something else

"Written Review WORST FUCKER AND PROPERTY MANAGER IN NW CALGARY. SHE IS A WHORE AND ASSHOLE LADY WHO FUCKS TANANT'S SOUL"

[-] runeko@programming.dev 27 points 1 year ago

... 4 stars.

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[-] Mr_Dr_Oink@lemmy.world 47 points 1 year ago

No one going to bring up the fact that adobe is an anagram of abode?

They got their abode with adobe! This is no coincidence! I'm inclined to say this goes all the way to the top!

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[-] set_secret@lemmy.world 46 points 1 year ago

correction, and steal Adobe.

Some armchair rental lawyers in this thread.

[-] Rodsterlings_cig@kbin.social 52 points 1 year ago

You do have to be a lawyer to afford a chair with arms these days.

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[-] DavidGarcia@feddit.nl 38 points 1 year ago

It's a rental from a landlord who wants your private info. Fuck em.

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[-] newthrowaway20@lemmy.world 51 points 1 year ago* (last edited 1 year ago)

Everyone's doing it. Our ex president apparently regularly inflated his net worth by up to 2.2 billion.

[-] shadearg@lemmy.world 26 points 1 year ago

What's good enough for the aristocracy is good enough for the proletariat.

I hear cake is good.

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[-] mlg@lemmy.world 30 points 1 year ago

Meanwhile Adobe: "Hello, I like money!"

Step 1: File articles of incorporation for an LLC. Step 2: Open bank account for your new business. Step 3: Write checks to yourself from said business. Step 4: Tell future landlord that you're "self employed." Step 5: File dissolution of LLC -or- make sure to pay any annual franchise taxes, depending on your state, if you decide to keep it active.

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[-] lazycouchpotato@lemmy.world 23 points 1 year ago

It might work for a small time landlord, but larger real estate agencies have other ways to check your income.

This is from my work:


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[-] kicksystem@lemmy.world 22 points 1 year ago

Gimp or photopea will do the trick also

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[-] nameisnotimportant@lemmy.ml 22 points 1 year ago

I'm all in to say that the situation to get an appartement is out of control but isn't that fraud / counterfeit?

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this post was submitted on 31 Aug 2023
1720 points (100.0% liked)

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