Controversial take - no budget. Split income into 3 or more buckets - savings, critical bills (rent, utilities, debt, etc), and discretionary. I manage as separate accounts.

Spend discretionary freely and enjoy the peace or mind that your financial future is secured by the first 2 buckets. If you run low, rice and beans til next paycheck.

No need to track coffee expenditures, you'll realize during rice and beans week that you can make it at home.

Your mileage may vary.

Ever since YNABs price hike I wanted to have an alternative, but all were not really up there yet. For a few weeks, I am using ActualBudget which has been open-sourced by the developer and is actively maintained, including the „recently“ introduced support for goals :)

Edit fixed url

I made a simple budgeting web app: https://github.com/MattMckenzy/Casheesh

My wife and have used it almost every day for the past couple of years to give ourselves and track fun budget money. It's been working really well!

I was on a spreadsheet for years and recently started selfhosting Actual and importing transactions automatically through email alerts.