Handyman work. I fix things in my house all the time, so I started going it on nights and weekends to make an extra few hundred a month.
People suck. Alot. And they lie. Worth a commercial insurance policy and an extra client a month to cover the cost.
Why? Insurance company has a "duty to defend" against claims. Their check, your lawyer in all the usual senses.
I agree with people sucking. I have an LLC and a general liability handyman insurance policy to protect myself. LLC cost $1 to file with the state. Insurance is a little under $1k per year. Totally worth the piece of mind to protect myself from sucky people. Definitely appreciate you looking out!
I take more college classes a semester so I take on less debt overall
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