The problem is that user generated content still takes time. Which means money. Also, people don't want vlogs with a drywall background anymore and the number of creators who can get away with simple prop free skits are double digit, at best. So making the videos also cost money.

People make up this fantaasy land where art should be done with no compensation to be pure. Which ignores that the vast majority of art in human history was either made by the independently wealthy or as a "patron" system where... an independently wealthy person paid an artist to make them look good.

And that even extends to the modern day. People get angry about "nepo babies" but... it takes a lot of time and money to refine your music to a meaningful degree. The garage bands that get discovered playing at a local bar are VERY much the exception and almost everyone universally considers their best albums to be the first couple after they got signed by a label and could drill down and refine it.

Youtube and the like are basically the first time that "the everyperson" could make art for a living. Unfortunately... that means they need to get paid. Ads are of very questionable use. Youtube Premium is almost universally praised by any creator who is willing to talk about it. But we need some way of paying those mid tier creators who are popular enough to do it for a living but not popular enough to get 120 bucks a year from their fans to upload MAYBE one video (looking at you Michael Reeves).