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Why the Swedes love doing something that Americans hate
(www.bbc.com)
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this post was submitted on 28 Apr 2024
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Americans actually pay more per capita towards public healthcare than most Europeans, but it just covers so much less (Medicaid and Medicare) because of insane healthcare prices.
Don't forget bailing out hospitals etc. when people invariably default on their medical debt. On expensive ER bills that only exist because people couldn't afford to visit a GP five years earlier and get some cheap off the shelf preventive medicine.
Also, and this really shouldn't be underestimated: Laws concerning everything from food regulations over transportation polity to sports promotion that don't take people's health into account because health is a private matter. With socialised healthcare, suddenly all those new fancy bike paths have a tangible ROI in yet another public budget (not just the transportation agency's one, that is).
A few years ago, I went to the ER because I was feeling abnormally unwell. Sat in the ER for an hour then nurse finally took me into a room. They had to leave to do something immediately after putting me in a room. Sat there for 15 minutes and realized that my body was starting to feel much better so I left.
I got a $3000 bill after insurance. The hospital declined my financial assistant application to get my bill reduced because they said I made too much money. I made $16/hr at the time in an expensive metro area. Ended up paying it off on a 3 year plan.
Important thing to remember, don't leave after you get put in a room. Get formally discharged, or it becomes AMA, and insurance will always deny coverage.
If you check in at the desk and leave, it's not a big deal, but once you start to receive care you really should stay.
Two word to solve this: Public Healthcare.
Iinm medicaid/medicare is a government health insurance scheme that only given to selected individuals, and care is provided by private owned hospital, while Europe(and a lot of other place in the world) practice universal public healthcare, where the hospital is owned and run by government. This way, the government wouldn't get squeezed dry by the exorbitant cost of private healthcare, while at the same time wouldn't need to pick and choose who is eligible. Private hospital is there to provide value added service for people who can afford it.
In many places in Europe, they have a so-called "treatment guarantee," which means that if the wait is longer than 30 days for non-emergency treatment and procedures referred by a doctor, you can elect treatment at the private hospital instead of a public hospital. No charge.
For emergencies, you are always treated immediately at either a public or private hospital.
E: I'm mentioning this because I've encountered a large number of uninformed Americans who always start crying about "people dying on wait-lists in Europe and Canada unlike in America." No.
What country is that? Definitely not the UK.
E.g. Denmark.