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Wouldn't ubi make more sense if it were more like stamps for necessary things to live: food, clothing, materials, etc?
One of the big benefits of UBI is its simplicity, that would remove that.
We have those, and the administration and oversight to nitpick every penny sucks a ton of money out of the funding pool to make sure it goes to the 'right people' for the 'right things'. UBI reduces the overhead to just making sure everyone gets it until they die.
People will spend money on necessary things because they are necessary. We can easily assume that their UBI is being spent appropriately, because doing so is necessary before taking into account any other income they might have.
degenerate gamblers. what of them?
Every single study that compared the benefits of directed support vs cash has found that cash is far more effective at helping people escape poverty, even when you account for fraud and substance abuse. Most poor people are poor because of circumstances, not bad decisions.
In this instance if UBI is generalized, whoever[?] is issuing the cards to make sure you buy what they want you to buy... whoa. I'll just live in the woods.