We'll take the car back at any time without warning while outwardly presenting it as you purchasing the car outright

Sounds like you should start reading the terms and conditions.

Because again you don't understand simple language and think JAQing off is a more appropriate way to get answers than doing a simple search on your own.

Almost as if I'm doing it on purpose. But that can't be the case, can it?

Lawmakers and people smarter than you

Hopefully smart enough to fully read a Wikipedia article.