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submitted 11 months ago by ylai@lemmy.ml to c/technology@lemmy.world
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[-] spare_muppets@lemmy.ca 5 points 11 months ago
[-] essteeyou@lemmy.world 3 points 11 months ago

Seems like slightly more than half of American workers (56%) participate in a "workplace retirement plan" which I don't know the definition of. Pension or 401k if I had to guess.

[-] Cataphract@lemmy.ml 1 points 11 months ago

Why research, post a statistical number, and completely abandon reading anything else in the article for context? Stating a number that you have no idea what it's defining? You're spreading misinformation for some weird "I was right" gotcha comment. The literal next line where you got 56% from,

Percentage of workers participating in a pension plan: 19

This includes all types of employment, for just private it's a measly 11%. State and local government employees bump up all of the stats. Nice little tidbit at the end: "A pension plan is a traditional or hybrid defined benefit plan. In 2022 forty one percent of workers in private-sector pension plans were in plans that were closed to new entrants.

How does this vary from previous years? What are the different types of definitions and actual "benefits" that the employee may see. What are the differences in private and public sector "retirement plans" (or contribution vs defined benefits). I've been reading through the BLS.gov website in regards to all of this and it's one sad fact after another. But sure, put a healthy untrue spin on it to win some internet points while completely missing the context, skewed facts have never caused any harm.

[-] essteeyou@lemmy.world 1 points 11 months ago

Yeah, I stopped researching it. Perhaps we should go back to the more measured approach from earlier in the thread.

investors should be taken to a remote planet and left to fend for themselves.

[-] Cataphract@lemmy.ml 1 points 11 months ago

Well instead of forming emotional opinions we can try an educated opinion next? You really do yourself a disservice by saying you have no idea what you're talking about.

[-] essteeyou@lemmy.world 1 points 11 months ago

I understand your point, and I would typically do more research, however the people I was replying to have seemingly abandoned the thread after making their kind of insane statements, and made even less effort than I did to prove their point.

There's not much reason to drag this out now. I'd rather spend my time on threads with more purpose, or just not online at all. :-)

[-] Cataphract@lemmy.ml 1 points 11 months ago

Man, I want to appreciate your attitude but you're just wrong and possibly the worse type of person to be on social media. I'm replying to you (me a commenter), they made a factual statement and you provided false statistics which I replied to. It doesn't matter "Who", unless this is just a competition to you versus "Them". Please run off to things with more purpose like "Threads" lol. Lemmy doesn't need more disinformation or uneducated guesses from bottom feeders who don't care about anything but their imaginary pensions.

[-] essteeyou@lemmy.world 1 points 11 months ago

Sure, I should either agree to the death of everyone who ever invested any money into anything, or I should spend my time researching exactly how many people that is.

this post was submitted on 19 Jan 2024
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