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submitted 10 months ago by shootwhatsmyname@lemm.ee to c/asklemmy@lemmy.ml
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[-] TheOlympian@kbin.social 40 points 10 months ago

In 2017 my landlord raised my rent from $1k to $1100 a month for the place I rented with my daughter because I finally broke down and got her a dog. I was annoyed because this wasn't in the lease but I was month to month by this time and figured I could probably get a house around me for the same cost and at least I'd be building equity. I closed in 2018 on a $120k fixer upper on 12 acres. I got a $30k rehab loan and my mortgage/insurance/property tax payment ended up being just over $1100. I spent 7 months in major renovations.

Fast forward to today, I have a 2.875% mortgage rate with just over $1000 a month all in payment (early COVID refi saved me about $100/month), my house was just appraised for $415k, and I was able to sell 5 acres of the land for a total of about $160k.

A free shelter dog ended up turning $150k into $575k. 10/10 would recommend.

[-] Original@beehaw.org 4 points 10 months ago

Life changing circumstances, but big props on you for having the confidence to go through with it! Life presented you with the opportunity and you seized it!

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this post was submitted on 15 Jan 2024
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