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The Day Before mods lock down Discord, urge players to refund
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You're both right.
Kickstarter is a separate kind of the same problem: Greedy fucks leveraging systems against us. Any time money is exchanged, there WILL be shitheads trying to get some for nothing.
It becomes a problem when the systems at hand reinforce those shysters. Kickstarter is rife with scams, and capitalism in general is rife with lazy greedy fucks. The problem is, they don't get punished for being lazy greedy fucks.
They have to rip off and harm a bunch of people before anyone will do a damn thing, and even then... If it's a rich person or corp, the government might just shrug and say it'd be too expensive to enforce the laws...
There is a BIG problem, and it's not the consumers.