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PlayStation keeps reminding us why digital ownership sucks
(www.theverge.com)
This is a most excellent place for technology news and articles.
You can make a backup of your Steam games too. A good portion of them can be copied out of the Steam folder and run completely independently. If you want to retain your steam games permanently, you are a free to hack them up as physical media.
A good portion, yes. The rest you'll have to crack.