That is what people miss. This is "the system". It starts and ends with government and "we" chose this (I'm Canadian, we have similar issues but not as extreme, yet).

By continually voting in sociopathic narcissistic social climbers as both public and private sector policy makers (think of shareholders and corporate governance boards) we ensure the system is rigged for the top dogs.

The truth is the system could work in the average person's favour very easily but it would mean limiting some personal freedoms; mostly of very, very rich people. It also would require the average person to get off the "everyone is exploiting me, so I need to do that to them first" treadmill.

Many people have never been on that treadmill (never had the chance or donate excess income or time to local food banks, etc).

The very, very rich don't care. They simply maximize the profit in any situation. Put them in prison and they'll give out legal advice for cigarettes and turn that into a burner phone they use to call their Cayman Islands broker.

It's the upper/upper-middle people who will feel the pain as income is redistributed to poverty stricken people. And if we just impose ubi without fixing the "CEO problem" it will simply lead to inflation. Sucess of ubi programs is entirely due to it happening in a local market. Expand globally without fixing capitalism and you get inflation.

A socialist approach that still allows significant room for upwrd mobility (e.g. CEO can make up to 10x minimum wage, as a non-expert guess) with some type of employee representation on the board of large businesses (state imposed labour union) would probably do it.

Then make ubi contingent on minor public service with free daycare that you can use when performing said services (exception if you have more than 2 kids under 12, or are disabled in some way) say two days a week (networking, activity, build resume) would be a brainstorming idea to workshop.