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submitted 11 months ago by umami_wasbi@lemmy.ml to c/technology@lemmy.world
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[-] squiblet@kbin.social 25 points 11 months ago

From your bank in person, no. From your bank's own ATM, no. From an ATM run by another bank out of network, yes, there are often fees and your bank will waive them under certain circumstances.

[-] Earthwormjim91@lemmy.world 2 points 11 months ago

If it’s run by another bank out of network, your bank cannot waive them. The fees are set by the owner of the ATM and that fee goes to them.

Your bank can just cover/refund the fees for you.

[-] squiblet@kbin.social 4 points 11 months ago

Yes, I understand that, since obviously they're two separate entities. Often banks themselves have a fee, which they waive. Then they reimburse the fee the other party charged.

[-] umami_wasbi@lemmy.ml 1 points 11 months ago* (last edited 11 months ago)

Not if you withdraw from a store. I forgot the exact term. Just grab a drink or snack and select the withdraw amount on the card reader.

Yes. Technically paid extra but at least I get something back. Not ideal but better than using an ATM and risk a out of network fee.

[-] squiblet@kbin.social 1 points 11 months ago

that's true, there's no fee withdrawing money at a debit point of sale.

this post was submitted on 25 Nov 2023
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