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A secret Google deal let Spotify completely bypass Android’s app store fees
(www.theverge.com)
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this post was submitted on 21 Nov 2023
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That's because transactions can't be rolled back, opening accounts doesn't require identifying info, and there's no possibility of payments being intercepted by a third party.
Sure, fiat can be safer when your bank is being responsible. It can be much more dangerous when they aren't. Just ask a victim of Wells Fargo.