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hmmm
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this post was submitted on 30 Oct 2023
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hmmm
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Rule 1: All post titles except for meta posts should be just plain "hmmm" and nothing else, no emotes, no capitalisation, no extending it to "hmmmm" etc.
I will introduce more rules later and when I finish doing that I will make an announcement post about that.
For overall temporary guide check out the rules here: https://www.reddit.com/r/hmmm/wiki/rules/
I won't be moving all of them here but I will keep most of them.
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I think the reason why my family uses bank of america is for cashback. Other than that, all big banks are garbage. There are some credit unions around here but there's not too many incentives to choose them.
Do you mean APY? Even if, none of the major banks have offer the best APYs. Yea, a local credit union probably doesn’t either (usually the online-only banks) but regardless.
Not to mention the big banks are going to take money from you for things like transfers, monthly fees, etc.
No I'm talking about cashback for purchases you make. With certain cards you can get a certain percentage you spend on gas, shopping, traveling, groceries, etc. If bank of america didn't offer this than I would probably switch to a credit union.
Is it a debit card? Otherwise what stops you from switching?
I actually have a BOA credit card too for the same reasons though.
Nothing is preventing me from switching, I could transfer all my money to a credit union if I wanted too, however, I get some cashback with bofa that my local credit unions don't have. I would very much like to use a credit union but I'm kind of earning some money back by using bofa