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Turns out, Capitalism doesn't care about prophecies
(lemmy.world)
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Commerce as you described it just sounds like ideal capitalism.
By "ideal capitalism" I think you meant praxeology (Mises's Human Action) and Austrian Economics.
People are not perfect, and if they make mistakes, they should be the ones responsable for their own actions. This does not happen by the existence of FIAT money, subsidies, taxation, positive rights and every regulation the Monopoly of Violence does in our private lifes and commerce.