My thoughts exactly. I rode a bike for years; commuting to work, groceries, errands, appointments. I rode to everything. No idea how many times being fully aware of my surroundings saved my skin, it probably happened multiple times a day.

There's a good reason listening to music while biking is illegal many places; they just had to look at the numbers, and it was glaringly obvious that it ups the danger to an unacceptable level. DO NOT DO IT! Your favorite tune will still play just fine when you get home, safely.

And, as for the people suggesting an external bluetooth speaker, think long and hard about becoming that special guy.