I don't know why I didn't before, because all my bills etc are automated, but I've put in a reminder atm instead of an auto payment because while bills need to come out on a set day and are stuck in a separate account, I kinda want to make use of the flexibility with the bonus interest transfer since sometimes I've juggled things around a bit and don't want the transfer accidentally coming out of the wrong account... okay it isn't a really good excuse. I'll just chuck in an auto payment but ALSO a reminder a day before so that I don't accidentally go into overdraft