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Fuck Cars
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I spent seven years living in an apartment. I so enjoyed hearing the neighbors having sex, the thumping music they played, the smell of their cigarette smoke inside my apartment with all my windows closed, the random intrusions by management to repair something unrelated to my apartment, the random rent increases. Add this to the fact that I had no space for a work shop to make anything, and paying the equivalent of a mortgage with no equivalent home equity. Some people love apartment life, but it definitely was not for me.
I've never been able to afford anything else
I don't have any of the problems mentioned by the first commenter and I live in a relatively cheap apartment. I don't even hear the people in the other room in my own apartment if I have doors and windows closed. That's better than some houses I've been to and lived in.
How old is your building? Is it "stick-built" (wood frame construction) or something else? Are the walls plaster or drywall? Older construction tends to have quieter walls (but louder floors, in my experience).
At the latest it's from 1975 (the elevator is from '73 I think). Concrete walls would be my guess but I'm not 100% sure.