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Late Stage Capitalism
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And the shooting of that CEO made health insurance panic to the point that they approved almost every request for care for the first time ever.
There are literally thousands, if not tens of thousands, that are alive today, thanks to the industries panic response to that shooting leading to mass approvals.
Single Payer/Medicare for all is the ideal, but until we get there.. there is a clear mechanism to make the system better and act in the interests of patients.